Healthcare Finance News April 10, 2024
Jeff Lagasse

Enrollees in zero-premium plans are three times as likely to be nonwhite and are more likely to live in urban areas.

Zero-premium Medicare Advantage plans are attracting a substantially more socioeconomically disadvantaged population compared to non-zero premium MA plans and traditional Medicare fee-for-service. Also, Health Maintenance Organization plans have significantly lower utilization than Preferred Provider Organization and FFS plans, finds a new white paper from Inovalon and Harvard Medical School.

Demographic and socioeconomic characteristics differ significantly for enrollees in zero-premium MA plans compared to higher-premium options. Enrollees in zero-premium plans are three times as likely to be nonwhite and are more likely to live in urban areas than other MA and FFS enrollees, for instance.

Zero-premium MA enrollees have a...

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