American Hospital Association January 16, 2026
Every year tens of millions of Americans dig deep into their pocketbooks to pay for health insurance plans that will cover both preventive and necessary care for individuals and families.
The premiums are paid in good faith, as consumers count on insurers when the time comes to uphold their end of the agreement and cover the procedures, operations and medications prescribed by qualified medical professionals.
Unfortunately, the bargain is often one-sided, with some commercial insurers happy to rake in premiums but then delay or deny care and claims — or bury individuals under mountains of red tape, relying on obstructive administrative tools such as unnecessary prior authorization to avoid paying legitimate claims just when people most need assistance with...
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