KevinMD June 20, 2025
Imagine assembling an IKEA bookshelf with instructions in 12 languages, missing pages, and screws that cost vastly different amounts depending on which store you went to, unbeknownst to you. Then, after assembling it, you discover you’ll be charged even more because you used an Allen wrench.
That’s a standard experience for Americans navigating the health care ecosystem—one that feels deliberately designed to create confusion and drain bank accounts.
The numbers speak for themselves: Americans spend $4,000 more on health care every year compared to other high-income countries. Eighteen percent of adults received an unexpected medical bill over $1,000 last year. One in ten seniors have $10,000 or more in medical debt.
But these statistics don’t capture the emotional and psychological...
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