Medical Economics December 17, 2025
A hidden cost shift is creating a new affordability crisis for patients
The quite crisis in employee-sponsored health insurance
A new 50-state analysis shows that employee costs for health insurance offered through their job—the primary source of coverage for more than half of all people in the United States—rose sharply and outpaced inflation from 2023 to 2024, the latest data available.
Annual premiums for family coverage offered through employers rose to $24,540 last year, an increase of more than $600 from the year prior. Premiums for individuals increased by more than $300 to $8,486. The analysis of trends in employer-sponsored insurance (ESI) was prepared by researchers from the State Health Access Data Assistance Center (SHADAC) at the...
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