4sight Health July 17, 2024
David Burda

As healthcare becomes less affordable for most people and the medical debt crisis grows, everyone is scrambling to solve the dual problems. A recent study in JAMA Health Forum illustrates just how hard that is.

Four researchers from the Rand Corp. wanted to know what kind of healthcare payment reforms would make healthcare more affordable for consumers and lead to fewer unpaid medical bills. The researchers looked at three reform scenarios — rate regulation of healthcare providers, caps on increases in annual per capita healthcare spending and a single-payer healthcare system — and how each would affect consumers’ household healthcare payments as a percentage of compensation.

The researchers defined household healthcare payments as the total of:

  1. Out-of-pocket healthcare expenses
  2. ...

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