Who gets a better deal: Health plans or self-insured employers?

Healthcare Economist September 19, 2023
Jason Shafrin

The answer is health plans according to a new paper by Sen, Chang and Hargraves (2023):

Using the Health Care Cost Institute’s data set of claims for one-third of the US population with employer-sponsored insurance, we found that unadjusted prices were higher in self-insured plans for most of the services we studied, with the largest differences found for endoscopies (approximately 8 percent higher in self-insured plans), colonoscopies (approximately 7...

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