Commonwealth Fund November 29, 2018
Sherry A. Glied and Adlan Jackson

Evidence from the Medical Expenditure Panel Survey

Toplines

The ACA’s insurance coverage expansions did not lead to any meaningful change in patterns of enrollment in or disenrollment from the individual insurance market by age or health status

Both before and after the ACA took effect, most people who left the individual insurance market were low users of health care services, while people entering were mainly high users

ABSTRACT

  • Issue: The Affordable Care Act (ACA) made it easier for older adults and those with medical conditions to enroll in individual-market coverage by eliminating risk rating and limiting age rating. While the ACA also encourages young and healthy people to enroll...

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