Forbes January 21, 2025
Renee Hsia

As President Biden’s term comes to a close, a record 24 million Americans are now enrolled in Affordable Care Act (ACA) health insurance, which is more than double the number of Americans enrolled when he first took office four years ago. While insurance expansion has been critical to improving access to healthcare, the very structure of our healthcare system has not been significantly changed since its inception, leaving many to wonder if we’re truly fixing the system or just expanding its flaws.

There aren’t many industries where poor quality leads to more revenue, but healthcare is one of them. When my friend developed abdominal pain and went to our nearby ER, he was diagnosed with appendicitis and admitted that same...

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