What the Health Insurance Market Really Needs
Harvard Business Review March 21, 2017
The question of whether the United States will have functioning markets in which individuals can buy health care insurance lies at the heart of the current debate over repealing and replacing the Affordable Care Act (ACA). Writing in the Harvard Business Review, The Commonwealth Fund’s David Blumenthal, M.D., and Sara Collins review the private-market problems that existed before the ACA, how the law helped alleviate them, and what challenges remain.
The authors also explain why the American Health Care Act, the repeal-and-replacement legislation being considered by Congress, is unlikely to improve the market, as well as the kind of reforms that are truly needed.
The question of whether the United States will have functioning markets where individuals can buy health...