KevinMD February 18, 2025
Tomi Mitchell, MD

Picture this: You’re sitting in a courtroom, and the defendant in front of you is a major insurance company. The charge? Denying a life-saving claim that led to devastating consequences for someone’s health. The prosecutor stands up, looks toward the jury—a group of everyday people like you and me—and declares, “They prioritized profits over the lives of people.” Doesn’t that statement hit differently this morning, especially as you sip your coffee?

It sounds outrageous, doesn’t it? Or does it? What if insurance companies were actually held liable for the outcomes of their decisions? After all, when we visit a doctor, we expect accountability, expertise, and a commitment to our well-being. Why should insurance companies, which wield life-and-death power over critical...

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