PYMNTS.com February 10, 2025

Imagine being able to tap into AI services without needing expensive infrastructure or software — just like borrowing a garden tool from a neighbor. A cloud artificial intelligence (AI) service works this way. It is a pay-as-you-go service that lets companies access advanced AI capabilities over the internet to do such things as develop AI applications, analyze data and other tasks.

What Is the Cloud?

The “cloud” refers to computers — or servers — software programs and networks owned by third parties that purchase, store, maintain and rent out their use to clients. That means businesses do not have to buy, store and maintain these servers and software programs themselves.

Instead, companies access them over the internet. They only pay...

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