Forbes October 28, 2025
UnitedHealthcare, the nation’s largest health insurer, said rate increases of more than 25% and “targeted service area” reductions could reduce its Obamacare customer base by about “two-thirds.”
Addressing Wall Street analysts Tuesday morning while discussing parent company UnitedHealth Group’s third-quarter earnings, executives from UnitedHealthcare said they are grappling with elevated costs due to sicker than expected patients.
Thus, medical care providers need higher payments that lead to bigger claims being submitted to the insurer. That, in turn, is triggering UnitedHealthcare to ask regulators for a double-digit rate increase of 25% or more in the 30 states where the company sells individual coverage under the Affordable Care Act, also known as Obamacare.
“We have submitted rate filings in nearly all of...
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