Healthcare DIVE January 21, 2026
Rebecca Pifer Parduhn

The announcement comes one day before CEO Stephen Hemsley is set to testify on healthcare affordability in front of two congressional committees.

UnitedHeath, the largest health insurer in the U.S., plans to return profits made in the Affordable Care Act exchanges this year back to its customers.

The news, buried in written testimony CEO Stephen Hemsley plans to make in front of Congress tomorrow, comes as legislators in Washington consider policies to make healthcare more affordable — some of which could eat into the profits enjoyed by private health insurance companies.

“Though UnitedHealthcare is a relatively small participant in the individual ACA market, we will voluntarily eliminate and rebate our profits this year for these coverages, as Congress continues to...

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Topics: ACA (Affordable Care Act), Insurance, Payer
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