Medical Xpress January 20, 2026
With the end of federal health insurance subsidies, President Donald Trump has floated a new plan aimed at changing how Americans pay for insurance and medical care.
At the center of the proposal? A proposal to send money directly to Americans through health savings accounts.
“The government is going to pay the money directly to you,” Trump said in a prerecorded video released by the White House. “It goes to you and then you take the money and buy your own health care.”
Democrats have pushed back on the idea, saying the accounts would not replace the tax credits that helped lower monthly premiums for many Americans under Obamacare.
Trump’s proposal also calls for lowering drug prices and requiring insurance...
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