Employee Benefit News January 19, 2022
Every year, the cost of health insurance premiums goes up, and yet Americans still carry hundreds of billions of dollars in nationwide medical debt. Where have health plans gone wrong?
This is a question Ben Simmons, vice president of insurance at healthcare benefits company Gravie, and his team considered when revamping the traditional health plan model. Gravie offers the Comfort Plan, a copay and deductible-free option, which differs from most traditional plans, where consumers pay these fees on top of monthly premiums for coverage and protection, says Simmons.
“To add insult to injury, people are not only paying these really high premium prices that keep going up, but they’re also paying out-of-pocket before their health plan gives them any sort...
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