The state of employer-based health insurance: 8 stats to know

Becker's Healthcare August 20, 2021
Nick Moran

The employer-based health insurance landscape has seen constant readjustment over the past decade, putting firms at a decisive crossroads.

Here are eight statistics to know:

Of 1,765 firms surveyed by the Kaiser Family Foundation in 2020, 99 percent of large firms offered benefits to at least some employees while 55 percent of small firms did so. The overall offer rate for benefits was 56 percent.
In an article by Stanford professor Alain Enthoven, PhD, he noted that over two-thirds of workers use self-funded/insured arrangements.
Premiums are on the rise, with annual coverage up 4 percent and hitting $21,342.
On average, employees pay $5,588 toward employer-sponsored plans. Their average deductible is $1,644 for single coverage.
Premiums are rising...

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