Fortune August 9, 2023
Richard Eisenberg

Increasingly, Medicare beneficiaries are gravitating towards Medicare Advantage plans—largely because they think they’ll pay less for their health care than with Original Medicare and receive extra benefits. GETTY IMAGES

The biggest decision when making your annual Medicare choices is whether to go with Original Medicare or a Medicare Advantage plan (also known as Medicare Part C) from a private health insurer.

There’s no right answer for everyone. But Medicare Advantage plans—the type you’ve seen in TV ads with celebrities—do have pros and cons you’ll want to consider before deciding whether to enroll.

One of the biggest differences between Part C plans and Original Medicare (also known as fee-for-service) is that Medicare Advantage often has limited networks of doctors and...

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