Oliver Wyman November 25, 2025
Rising premiums, higher out-of-pocket expenses, and leaner benefits are redefining value as plans rebalance cost sharing and risk selection in 2026.
Editor’s note: This article is part of a series analyzing changes to Medicare Advantage plans for the 2026 annual enrollment period. A previous article highlighted how insurers are reducing overall product counts, exiting certain counties, and consolidating offerings.
With the 2026 annual enrollment period more than halfway over, many Medicare Advantage beneficiaries shopping for a plan have likely seen key changes to benefits from past years. Medicare Advantage carriers made changes to offset the financial and operational pressures. As a result, many beneficiaries will face rising premiums, increasing maximum out-of-pocket (MOOP) limits, and growing prescription drug deductibles. This article...
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