Forbes September 29, 2025
Rita Numerof

Employer-sponsored plans are projected to rise 6.5% in 2026, more than twice the rate of inflation. That increase may seem high, but it’s modest compared with the 75% jump marketplace enrollees could face if ACA subsidies expire at year’s end. The contrast underscores the leverage employers already hold on behalf of their employees, and the opportunity for them to drive better deals, greater transparency and improved health outcomes.

Employers haven’t always been in the business of providing healthcare benefits to their employee base, but since they are, they have an opportunity to use their influence to demand greater transparency, accountability and competition in healthcare. If they did this more systematically, they could change the direction of runaway costs and play...

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