Health Populi October 14, 2024
The premium for employer-sponsored health plans grew by 6-7% between 2023 and 2024, according to the report on Employer Health Benefits 2024 Annual Survey from the Kaiser Family Foundation, KFF’s 26th annual study into U.S. companies’ spending on workers’ health care.
In 2024 the average annual health insurance premium for family coverage is $25,572, split by 75% covered by the employer (just over $19,000) and 25% borne by the employee ($6,296), shown in the first chart from the report.
The nearly $26K family premium is the average across all plan types in the study, which include HMOs, PPOs, point-of-service (POS) plans, and high-deductible plans with a savings option (HDHP/SO). The difference in premium cost across the four plan types is...
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