Commonwealth Fund June 27, 2024
Comparing Traditional Medicare and Medicare Advantage
TOPLINES
The number of Americans enrolled in both Medicare and Medicaid is increasing, and a growing share are covered by a private Medicare Advantage plan
Whether enrolled in traditional Medicare or Medicare Advantage, dual-eligible beneficiaries’ coverage and care experiences are largely similar
People enrolled in both Medicare and Medicaid coverage are known as dual-eligible beneficiaries. They qualify for Medicare because they’re at least 65 years old or because they’re under age 65 and have a qualifying disability or medical condition. They qualify for Medicaid because they have low income and few resources.
In 2024, about 12.8 million Americans are dual-eligible beneficiaries. Typically, they have more complex health care needs than the average Medicare enrollee....