HIT Consultant October 21, 2024
Surprise medical bills can be a major headache for anyone, but they can be annoyingly common for those with high-deductible health insurance plans (HDHPs). In fact, half of patients with an HDHP state they have received a surprise medical bill, even though they have insurance coverage.
High-deductible plans typically feature lower monthly premiums but higher out-of-pocket expenses. However, these plans can leave patients on the hook for unexpected medical costs that they may not be able to afford.
Why Are Surprise Bills So Common?
One of the main reasons surprise medical bills are common, even with an HDHP, is that insurance plans often include a limited network of providers. To keep costs down, insurance companies may only cover certain...