Forbes October 18, 2024
Rita Numerof

Insurance premiums are projected to rise 7% in 2025, similar to the 6% premium increase that took place in 2024. While this reflects myriad contemporary issues, the causes of today’s rising prices are rooted in decisions made 15 years ago with the passing of the Affordable Care Act of 2010. The bill led to market consolidation and vertical integration which are core contributors to today’s price increases. It is ironic since one of the problems this legislation was positioned to address was the increasing cost of health insurance.

Shortly after the passage of the Patient Protection and Affordable Care Act, I wrote a report for the Heritage Foundation correctly predicting that the presumed innovations of the ACA “will not only...

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Topics: ACA (Affordable Care Act), Insurance, Mergers & Acquisitions / JV, Trends
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