Health Affairs October 26, 2017
As health care costs rise, health insurance premiums quickly follow suit. This mounting cost burden affects both employers and employees, as a growing portion of each company’s bottom line and employee income goes to health care. Health care stakeholders have been looking to high-value strategies and solutions to address this problem. These include putting providers at financial risk for their patients’ care and adjusting benefit designs to encourage consumers to seek the care they need, but not the care they don’t.
High-Deductible Health Plans Are Picking Up Steam
One of the strategies that employers have turned to is high-deductible health plans (HDHPs). These plans are a quick solution for employers and employees who are heavily impacted by rising health insurance...
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