Becker's Healthcare November 20, 2025
Jakob Emerson

Vermont has the highest average ACA benchmark premium in 2026, while New Hampshire has the lowest, according to KFF.

The U.S. average is $625. Premiums were analyzed using the second-lowest cost silver plan premium for a 40-year-old in each county and weighted by county plan selections. The data may include premiums for non-Essential Health Benefits.

States ranked by average ACA benchmark premiums in 2026:

  1. Vermont: $1,299
  2. Wyoming: $1,090
  3. West Virginia: $1,073
  4. Alaska: $1,032
  5. Connecticut: $870
  6. New York: $817
  7. Arkansas: $774
  8. Tennessee: $711
  9. Nebraska: $710
  10. Maine: $709
  11. Montana: $692
  12. Delaware:...

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