Physicians Practice November 17, 2025
Tom Furr, Keith A. Reynolds

With ACA premiums set to spike in 2026 and patients facing dramatically higher out-of-pocket costs, here are five strategies providers can implement now to protect revenue, improve collections and stay ahead of the coming financial storm.

Providers certainly do not need any new financial pressures. Unfortunately, they are coming.

Insurance provided through the Affordable Care Act (ACA) marketplace is expected to increase by 26% for 2026 plans if the enhanced premium tax credits expire at the end of 2025.

Bottom line: the cost of care is going to dramatically increase for healthcare organizations, providers must get out in front of the patient collection challenge by implementing five key strategies for their ACA-insured patients.

1. Map the new patient journey early

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