MIT Technology Review January 21, 2026
MIT Technology Review Insights

In partnership withVanguard

By focusing on the economic opportunities and economic data, fears about AI investment can turn into smart business decisions.

There are many paths AI evolution could take. On one end of the spectrum, AI is dismissed as a marginal fad, another bubble fueled by notoriety and misallocated capital. On the other end, it’s cast as a dystopian force, destined to eliminate jobs on a large scale and destabilize economies. Markets oscillate between skepticism and the fear of missing out, while the technology itself evolves quickly and investment dollars flow at a rate not seen in decades.

All the while, many of today’s financial and economic thought leaders hold to the consensus that the financial landscape will...

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