Medical Xpress December 16, 2025
Private health insurance premiums will be going up in 2026—in some cases, by a lot.
Congressional Democrats and Republicans remain deadlocked on health care reform, following disagreements over America’s health insurance marketplace that contributed to November’s government shutdown. At the heart of the issue is the extension of the enhanced premium tax credits—a key part of what has made plans affordable for many people.
If the enhanced credits currently available to Affordable Care Act (ACA) Marketplace enrollees are allowed to expire for 2026, the Urban Foundation predicts that 7.3 million people will lose their subsidies. Roughly 4.8 million people could become uninsured entirely.
Monthly premium payments for those who remain enrolled could increase by an average of 114%, according to...
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