Forbes July 24, 2023
Sally Pipes

President Biden is reaching back into his old boss’s policy playbook to put new restrictions on short-term health plans. This month, the White House proposed a rule that will restore Obama-era limits on the plans.

The president has derided short-term insurance as “junk” that offers little protection from big potential healthcare expenses.

That’s a misleading, partisan claim. Short-term plans deliver a wide array of benefits at reasonable rates. Democrats don’t like them because they can be a superior alternative, with lower premiums and deductibles, to the coverage available on Obamacare’s exchanges—and could thus undermine their viability by luring customers away.

Thanks to a Trump-era policy change, short-term insurance plans can last up to 364 days and be renewed for up...

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Topics: ACA (Affordable Care Act), Congress / White House, Govt Agencies, Insurance, Patient / Consumer
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