STAT October 15, 2025
They don’t help people make better selections — they just increase anxiety
Nearly 69 million Americans who are disabled or 65 or older receive health insurance through Medicare. Most of them must select a private insurance plan to receive all of their medical benefits, prescription drug coverage, or supplemental coverage. They are about to receive a deluge of insurance company mail during the eight-week enrollment period that opens Wednesday, urging them to switch plans for 2026.
As a behavioral researcher and a former chief operating officer at Medicare, we know that switching could save beneficiaries hundreds — perhaps thousands — of dollars per year, depending on how their insurer has changed their plan and how their coverage needs have...
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