Commonwealth Fund December 2, 2024
Faith Leonard, Arnav Shah, Gretchen Jacobson

TOPLINES

During Medicare open enrollment, a minority of beneficiaries switch their Medicare coverage

Some beneficiaries said they change their Medicare coverage to lower costs, gain better access to providers, or access more benefits, while others said they switch on the advice of a broker, friend, or family member

The Medicare open enrollment period — a time when beneficiaries can change their coverage — began October 15 and runs through December 7. Medicare beneficiaries receive benefits either through traditional Medicare or a private Medicare Advantage (MA) plan. Deciding between these options and also among Medicare Advantage plans can be challenging: the coverage options have trade-offs, and beneficiaries have diverse needs.

Beneficiaries with traditional Medicare can see nearly any doctor and visit...

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