On employers and AI: How financial power and computing power could affect value in health care

Medical Economics October 27, 2025
Richard Payerchin, Todd Shryock

Key Takeaways

Employers’ cost-containment strategies, such as increasing premiums and deductibles, have been largely ineffective and may reduce overall health care utilization.
AI’s potential in health care lies in administrative efficiency, but its impact on care value and unintended consequences must be carefully evaluated.
The U.S. health care system faces a choice between internal improvement or external regulation, driven by rising costs and declining health outcomes.
Price transparency data offers an opportunity for stakeholders to demand better value and outcomes, potentially catalyzing change in the health care system.

Analyst Trilliant Health argues the case for major changes from inside — or new regulations from outside.

Employers pay for worker health care benefits and their spending adds up to...

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