California Healthline January 5, 2024
Sarah Jane Tribble

In 2016, Richard Timmins went to a free informational seminar to learn more about Medicare coverage.

“I listened to the insurance agent and, basically, he really promoted Medicare Advantage,” Timmins said. The agent described less expensive and broader coverage offered by the plans, which are funded largely by the government but administered by private insurance companies.

For Timmins, who is now 76, it made economic sense then to sign up. And his decision was great, for a while.

Then, three years ago, he noticed a lesion on his right earlobe.

At first, retired veterinarian Richard Timmins liked his Medicare Advantage plan, then he got sick. “I have very little control over my actual medical care,” he says.

“I have a...

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