Lexology July 10, 2024
Both houses of the New Jersey Legislature recently passed Assembly Bill No. 3861 (AB 3861), known as the Louisa Carman Medical Debt Relief Act. The legislation’s stated aims are to prevent undue financial hardship and protect patients from aggressive debt collection practices. Medical debt in general and how and whether it can be included in consumer reports has been a hot topic at the state and federal level. We have written on recent developments regarding medical debt here, here, here, and here.
Key provisions of AB 3861 include:
- Prohibition on Reporting Medical Debt:
- Medical creditors and debt collectors are prohibited from reporting a patient’s medical debt to consumer reporting agencies (CRAs) for health care services performed on and...
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