HealthLeaders Media November 9, 2021
If beneficiaries decide to use traditional Medicare when they first join the program, they can pick a private supplemental plan — a Medigap plan.
KEY TAKEAWAYS
– In most states, beneficiaries have guaranteed access to a Medigap plan for only six months after they enroll in Medicare Part B — either at age 65 or when they leave private health insurance and join Part B.
– While the Medicare.gov website offers a guide to these Medigap plans, it’s a complicated decision because each plan provides different kinds of coverage for 10 categories of benefits.
– Then there are the variants with high deductibles and limited provider networks. Premiums vary sharply, of course.
– And because seniors enroll in these plans...
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