KFF December 9, 2025
Medicare Advantage plans, which enrolled more than 34 million Medicare beneficiaries or 54% of the eligible Medicare population in 2025, typically offer extra benefits, such as dental, vision, and hearing, often for no additional premium, as well as lower cost sharing compared to traditional Medicare without supplemental insurance. These additional benefits usually come with the trade-off of more restrictive provider networks and greater use of cost management tools, such as prior authorization.
This brief provides an overview of premiums and benefits in Medicare Advantage plans that are available for 2026 and key trends over time. This brief uses data from the CMS Landscape and Benefit files. See methods for more details. In general, this brief refers to individual Medicare plans...
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