Mark Farrah Associates March 21, 2024
The top five health insurers, based on comprehensive medical enrollment at year-end 2022, covered 137.1 million people, roughly 43% of the people insured in the United States. These top insurers − UnitedHealth, Elevance Inc., CVS Health, Centene and Health Care Service Corp. (HCSC) − offer products through three primary markets: Commercial, which consists of individuals purchasing insurance privately, through federal and state exchanges, or through employers; Managed Medicare, often known as Medicare Advantage; and Managed Medicaid programs.
They also offer other types of coverage, including Medicare Supplement, stand-alone prescription drug plans, dental, vision and additional product options. Understanding the market mix differences is useful for those looking to do business with health plans. Mark Farrah Associates’ Health Plans USA™, that...
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