Commonwealth Fund July 22, 2020
Toplines
Short-term health insurance plans often lack essential protections for people with preexisting conditions and typically have high out-of-pocket costs
Despite predictions that short-term health plans would evolve, a new analysis shows that they don’t protect people against high costs or offer comprehensive coverage
Short-term health plans were originally intended as a temporary lower-cost option for people who need catastrophic coverage during times of transition. Citing the need for a more affordable option in the individual marketplace, the Trump administration pushed to extend the contract terms on short-term health plans so they could be purchased as a substitute for year-long coverage. In a 2018 rule, short-term health plan coverage was lengthened from three months to just under 12 months. These...
Today's Sponsors
Today's Sponsor