Is health insurance reform the key to affordability and lower costs?

Keckley Report February 3, 2025
Paul Keckley

For most Americans, having health insurance is still considered a hedge against unexpected or otherwise unaffordable medical bills.

For most employers, offering health insurance to employees is still considered necessary to their workforce recruitment and retention efforts.

For most elected officials in Congress and state legislatures, Medicare and Medicaid are insurance programs that consume a large and growing piece of public funding, squeezing out other areas of need.

For virtually all hospitals, physicians, ancillary and long-term care providers, insurance is still the unwelcome front door through which all must go to get paid but their administrative hassles and low reimbursement rates are ruining the system for everyone.

And large majorities in each of these groups are unhappy with insurers for...

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