Insurance Barriers, Provider Scarcity Limits Patient Access to Psychologists
Behavioral Health Business December 18, 2024
The shortage of psychologists accepting insurance, combined with full caseloads and high demand, has made mental health care increasingly difficult to access.
According to a new report by the American Psychological Association, roughly a third of psychologists do not accept insurance. Among those who accept insurance, private and commercial pay health plans were the most commonly accepted form of insurance.
In fact, 58% of psychologists said they participate in private/commercial insurance, 36% participate in traditional fee-for-service Medicare and 26% report participating in Medicare Advantage. Meanwhile, only 16% participate in traditional fee-for-service Medicaid and 18% accept managed Medicaid.
Psychologists working in hospitals, medical schools or organized human service settings were more likely to accept insurance than their peers in private practice.
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