KFF July 26, 2024
Jared Ortaliza, Anna Cord, Matt McGough, Justin Lo, Cynthia Cox

As a candidate in 2020, President Biden campaigned on building upon the Affordable Care Act (ACA) by increasing the amount of financial assistance available to people buying their own health insurance coverage through the ACA Marketplaces. Temporary subsidies were originally passed as part of the American Rescue Plan Act (ARPA) in 2021, which included two years of enhanced subsidies (2021 and 2022). The Inflation Reduction Act (IRA), which passed in 2022, extended these enhanced subsidies for an additional three years, ending after 2025.

The IRA and ARPA’s enhanced health insurance subsidies both increase the amount of financial help available to those already eligible for assistance under the ACA and also newly expand subsidies to middle-income people (with incomes over four...

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Topics: ACA (Affordable Care Act), CMS, Congress / White House, Govt Agencies, HHS, Insurance, Patient / Consumer, Survey / Study, Trends
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