Business Wire June 17, 2024
Mark Farrah Associates (MFA)

MCMURRAY, Pa.–(BUSINESS WIRE)–Mark Farrah Associates (MFA), www.markfarrah.com, examined trends in membership, claims incurred PMPM (per member per month), adjusted premiums PMPM, and MLRs (Medical Loss Ratios) for the Individual and Small Group comprehensive medical/health insurance markets and segment leaders. Based on an analysis of the National Association of Insurance Commissioners (NAIC) Supplemental Health Care Exhibit (SHCE), MFA also analyzed the profitability of both health insurance segments for the last five years.

“An Analysis of Profitability for the Individual and Small Group Health Insurance Markets in 2023”

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  • Both Individual and Small Group segments were profitable for insurers in 2023, where underwriting gains have returned to pre-pandemic levels.
  • The Individual segment experienced...

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Topics: ACA (Affordable Care Act), Insurance, Survey / Study, Trends
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