KFF Health News May 22, 2024
Meredith Freed, Alex Cottrill, Suhanee Patel, Jeannie Fuglesten Biniek, Tricia Neuman

The share of large employers offering health benefits to retirees has been declining over time, dropping to 21 percent in 2023 according to KFF’s Employer Health Benefits Survey, though with substantially higher offer rates among public employers, such as state and municipal governments, than among private employers. In 2024, nearly all states and the District of Columbia (DC) provide some health benefits to their Medicare-age retirees.

Until fairly recently, employer-sponsored health benefits for Medicare-age retirees were typically designed to supplement, wrap around or coordinate with traditional Medicare. These plans often cover some or all of Medicare’s coinsurance and deductibles, and sometimes cover other benefits not covered by Medicare, such as dental and vision. Over the past few years, many states...

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