Medical Economics May 29, 2024
Joe Persichetti

When health care lenders are looking to make loans, they are not focused on a student’s total debt.

As a health care banker at U.S. Bank, I talk all the time with physicians who want to start their own practices. The question I often hear: Can I get financing to start or acquire a practice – even with all of my medical school debt?

My answer can surprise them: Yes, they can – if they build a practice the right way, with the right support.

The critical factor is cash flow. When health care lenders are looking to make loans, they are not focused on a student’s total debt. Instead, their concern is whether a practice’s income can cover a...

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