Employee Benefit News December 30, 2024
Patrick Quigley

For decades, the American healthcare system has treated employees as passive participants rather than active consumers. While we’ve witnessed dramatic transformations in how people make informed decisions about everything from retail purchases to travel, healthcare remains stubbornly opaque — leaving employees to navigate a maze of networks, prior authorizations and unexpected bills.

It’s time for a fundamental shift in how we approach employer-sponsored healthcare — one that puts employees back in the driver’s seat.

The challenges plaguing our current system are systemic and interconnected. The traditional approach to health insurance has created a structure that turns cost-shifting to employees through higher deductibles, high copays and confusing co-insurance into the default solution for employers to manage rising healthcare costs. This not...

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