Forbes September 10, 2019
Steve Vernon

It’s a big mistake to assume that Medicare is the only health insurance you need in retirement, as discussed in my previous post. You’ll want to find a separate insurance policy to complement Medicare, to cover Medicare’s significant deductibles and copayments, and to fill in coverage gaps. There are three ways you can do this:

  • Enroll in Original Medicare and also buy a Medicare Supplement Plan and a Part D Prescription Drug Plan
  • Enroll in a Medicare Advantage Plan
  • Find work that offers you medical insurance to complement Medicare

Let’s look at each of these first two alternatives in more detail.

Original Medicare

You can enroll in Original Medicare, where you’re free to use the services of health...

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