Health Affairs July 24, 2024
Imagine you or a loved one needed assistance with activities of daily living, such as bathing or getting dressed—what options are there to get necessary support? Medicare, which provides health coverage for adults ages 65 and older and people with disabilities, does not pay for long-term services and supports (LTSS), which is the assistance and care provided to individuals who need regular support with their activities of daily living. If your income is low enough, you might qualify for support in your home and community or a nursing facility through Medicaid, the primary payer of LTSS. However, eligibility and available services vary by state. With sufficient resources, you could hire someone to help you, which typically costs approximately $67,000 per...
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