PYMNTS.com July 21, 2025

AI and no-code tools are revolutionizing SMB back offices, enabling non-technical users to automate invoicing, billing and other financial workflows without traditional coding lifts.

This democratization is empowering SMBs to build customized, modular finance stacks tailored to their own unique needs, reducing reliance on inflexible or monolithic third-party tools.

The DIY tech movement is not just about saving costs; it’s about gaining control and agility.

For decades, small- to medium-sized businesses (SMBs) have been the underserved middle children of enterprise technology.

Too small to afford robust enterprise resource planning (ERP) systems and too complex for consumer-grade tools, many SMBs have had to rely on spreadsheets, manual entry and fragmented services to manage their financial operations.

But that is changing. A...

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Topics: AI (Artificial Intelligence), Employer, Technology
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