KFF November 3, 2025

This analysis compares ACA Marketplace costs to employer-sponsored health insurance costs and finds that individual market premiums have become more similar to employer-sponsored premiums since 2017. In 2024, individual market insurance premiums averaged $540 per member per month, slightly below the average $587 per member per month premium for fully-insured employer coverage.

The analysis uses data from Mark Farrah Associates Health Coverage Portal to compare average premiums...

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Topics: ACA (Affordable Care Act), Employer, Insurance, Patient / Consumer
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