Business Wire November 29, 2022
UPPER NYACK, N.Y.–(BUSINESS WIRE)–The Global Healthy Living Foundation (GHLF) today launched a free, interactive tool that will provide legislators, policy makers, and interested parties with objective data demonstrating how U.S. health insurance premiums have fluctuated since 2014. GHLF analysis shows that, to date, there has been no statistically significant change in the rates of health insurance premium increases after the passage of state laws requiring that patient assistance funds count toward policyholders’ deductibles or out-of-pocket (OOP) maximum payments.
Legislation is needed because insurance and pharmacy benefit management (PBM)-instituted accumulator and maximizer programs have shifted the burden of paying for expensive, brand-name drugs – often used by the chronic disease community – to individual patients. Accumulator programs prohibit the value of...